🌺 Hawaii Business Hub

Everything You Need to Run a Business in Hawaii — In One Place

From registration to payroll to taxes to compliance: plain-English guides written for Hawaii business owners.

Hawaii Business Basics

The essential topics every Hawaii business owner needs to understand.

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Starting a Business

Step-by-step guides to registering with DCCA, getting your GET license, and setting up your business the right way.

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Payroll

Hawaii payroll is uniquely complex: state withholding, UI, TDI, and Prepaid Health Care. We break it all down.

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Bookkeeping & Taxes

GET filing, income tax, quarterly deadlines, and record-keeping requirements explained in plain English.

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HR & Employment

Minimum wage, overtime, new hire reporting, workers’ comp, and anti-discrimination laws for Hawaii employers.

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Business Insurance

Hawaii requires workers’ comp, TDI, and Prepaid Health Care. Know what’s mandatory vs. recommended.

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Hawaii Tax Calendar

Every deadline for GET, payroll taxes, W-2s, annual reconciliations, and estimated tax payments in 2026.

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Why Hawaii Is Different

Running a business in Hawaii isn’t like running one on the mainland. Here’s what catches people off guard.

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GET Is Not a Sales Tax

Hawaii’s General Excise Tax is a gross receipts tax on all business income. It is not a point-of-sale tax on consumers. The effective rate is 4.5% statewide (4% + 0.5% county surcharge). You pay it on everything you earn, even if the customer doesn’t pay you.

Learn about GET →
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TDI + Prepaid Health Care

Hawaii is the only state that requires employers to provide health insurance through the Prepaid Health Care Act. Plus, TDI (Temporary Disability Insurance) is mandatory. Most mainland payroll systems don’t handle these.

Insurance requirements →
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12-Bracket Income Tax

Hawaii has 12 income tax brackets (more than any other state), with a top rate of 11%. State withholding uses its own form (HW-4, not the federal W-4), and brackets are quite different from federal.

Payroll details →
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County-Level Nuances

All four counties (Honolulu, Maui, Hawaii, Kauai) now impose a 0.5% GET surcharge. Each county has different business license requirements, zoning rules, and permitting processes that can trip up new business owners.

County surcharges →

Need Help With Payroll or Bookkeeping?

You don’t have to figure it all out alone.

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Pacific Data Services: Local Since 1969

Pacific Data Services (PDS) has been helping Hawaii businesses with payroll and bookkeeping since 1969. Founded by Phil Bennet in Honolulu, PDS is one of the longest-running local payroll companies in the state.

PDS handles payroll processing, bookkeeping, GET filing, tax deposits, W-2s, HW-14, UI filings, direct deposit, and ACA 1095-C filings for employers with 50+ FTEs. No long-term contracts. Personal service from a team that actually knows Hawaii’s laws.

Get a Free Consultation →

Featured Guides

Our most popular articles for Hawaii business owners.

Ready to Get Your Hawaii Business on Track?

Whether you’re just starting out or need help with payroll and bookkeeping, PDS has been the trusted local choice since 1969.

Get a Free Consultation →
✅ Serving Hawaii since 1969 ✅ Local team in Honolulu ✅ No long-term contracts